Home Moving Tips

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Moving? Things to Consider Before Packing Begins

Most of us at some point in our lives have relocated. Whether it was moving to a new house with our family as a child or packing up and heading across state for college, we all can appreciate how much effort goes into the prepping, planning and packing. Wonderful, new beginnings await us when we move! Here are some handy tips to relieve some of the stress of moving, helping you enjoy the process and this exciting time instead.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image=”5110″ img_size=”large”][vc_column_text css=”.vc_custom_1535992121786{margin-bottom: 0px !important;}”]

Know you’re moving? Organize all of the paperwork

It’s important to keep all paperwork in the same spot so you don’t spend time looking for it when a question about the move surfaces. Did you hire movers? Have their information on hand. Is your new house a rental? Make sure you have contact information in case something goes awry upon arrival and you can’t access your new apartment or home. By keeping all moving documents in one spot, you’ll not only avoid the stress of not being able to find something in a jiffy but also enjoy a more efficient move from start to finish.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image=”5111″ img_size=”large”][vc_column_text css=”.vc_custom_1535992384000{margin-bottom: 0px !important;}”]

To Do Lists are Key!

As with any big event, keeping a list of “to-do’s” is crucial. You wouldn’t plan your daughter’s engagement party with no planning, invitees, or reservations, would you? With a move, it’s also important to keep track of the steps involved throughout the process. In many cases, it’s simply a good idea to keep a running list of things you may need to remember at a later time. This list can hold important numbers, due dates and more. It’s just one more way to stay organized during a very busy but exciting time.

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Take Pictures

You may be feeling sentimental as the move approaches, but this tip has a different motive in mind. Photos come in handy for many reasons. By taking pictures of your knick- knacks before and during the move, your life will be easier once you make it to the new place and you’re trying to unpack and decorate. Know what else? Taking photos of electronic wires and connectors will help you when you’re trying to hook up the TV at the new home just in time to watch the big game! Also, if items get damaged in the move, you’ll be able to let the movers know their condition prior to the move…with the proof of a photo.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image=”5114″ img_size=”large”][vc_column_text css=”.vc_custom_1535992513426{margin-bottom: 0px !important;}”]

Don’t pack items you won’t be needing anymore.

I’ve written about decluttering when trying to sell your home, but it’s important to also not spend the time and the effort to pack items you won’t be using in your new home. Moving is the perfect time to declutter! If you are no longer using that cabinet and it’s been in your basement’s storage room, try to donate or sell it. You can also ask yourself, “where will I need this item in the new place”? If you don’t have an answer to that question, it’s likely time to part ways with it.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image=”4237″ img_size=”large”][vc_column_text css=”.vc_custom_1535992777512{margin-bottom: 0px !important;}”]The internet is filled with practical (and sometimes off-the-wall!) packing tips to prepare you for your next big move. A little preparation and forethought will go a long way, starting off life’s next phase in the right way. Are you interested in that new home or wanting to learn more about selling your existing home? I’d love to help! I’ve assisted many families and individuals in the Greater Toronto Area and beyond to find their dream home. Contact me for all of your real estate needs at (416) 858-7365 or email me @ jesse@jessejohar.com[/vc_column_text][vc_column_text css=”.vc_custom_1535992788418{margin-bottom: 0px !important;}”]

www.JesseJohar.com

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Market Year In Review TREB Report 2018

Market Year In Review TREB Report 2018 – Brampton Real Estate

This report is full of evidence based research and data that can help to serve as the basis for implementing innovative and practical solutions to many of the transportation
and housing problems we see today.

Brampton Housing Report 2017 Q3

Brampton Housing Report 2017 Q3

Community Housing Market Report
Peel Region: Brampton
Third Quarter 2017

Home Ownership Goals

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ARE LIFESTYLE CHOICES STANDING BETWEEN YOU AND YOUR HOME OWNERSHIP GOALS?

A shift in the way you approach spending and saving prior to buying your home means that you can continue to enjoy your favourite activities even after you signed the dotted line

With so much talk around Greater Toronto Area red-hot real estate market, it can be difficult for first-time buyers to avoid the ‘I’ll never be able to afford a home’ mindset. I believe homeownership is achievable, and have resources to help you on your journey.

Saving for a home buyer doesn’t have to automatically mean giving up everything you love, rather it should begin with identifying intentional spending and reviewing what is actually adding value to your life. It can be hard, particularly for millennials to give up certain comforts like vacations, nights out with friends, that preferred brand of premium coffee or a weekly manicure, but rather than cutting them out entirely, sort your ‘must-haves’ from your ‘can-live-with-outs’ and plan a reasonable budget around those expenses.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][mk_image src=”https://www.jessejohar.com/wp-content/uploads/2017/12/household-budget.jpeg” image_size=”full”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text css=”.vc_custom_1514406979148{margin-bottom: 0px !important;}”]UNPACK SPENDING HABITS

Make a spreadsheet of your typical spending habits over the last 3 months to give yourself an accurate picture of where your money is going.

In a similar way you would approach a lifestyle change to reach your health and fitness goals, saving for a home buyer requires a lifestyle shift that doesn’t leave room for frivolous spending. It’s best practice to start this lifestyle shift early on.

Many new homeowners think that as long as they can get approved for a mortgage and get their foot in the door, they’ll deal with finances later. This is a birthplace for house poor phenomenon and should be avoided. A shift in the way you approach spending and saving prior to buying your home means that you can continue to enjoy your favourite activities even after you signed the dotted line.  A realistic picture of how large of a monthly mortgage payment you can take on.

SORT YOUR EXPENSES

Sort expenses into two categories, Necessary and Other.

Necessary expenses are items such as shelter, transportation, living expenses and any debts that you are paying off. The rest goes into Other folder. Before you begin sorting through your non-essential expenses, look through your Necessary costs and see if you can reduce. A few simple shifts can make a huge impact on your monthly Necessary costs.

The finally begin shifting through those Other expenses. A few common categories that you would probably find are over spending in are eating out, entertainment, memberships, shopping, entertainment, travelling, bank charges or ATM fees. If this is the first time you are  examining your finances, I recommend to do a deep dive into it. Divide your expenses by eating out into buying coffee, breakfast, lunch, dinner and alcohol.  This will help you see where you’re spending the most. Some of  these expenses may be ones that will make or break your home buying dreams.

UNPLANNED SPENDING

An impulse purchase of a TV on sale, a new outfit, and an impromptu dinner night can dismantle the plan you so carefully laid out for yourself. Mindless or Unplanned spending is kryptonite to all but the best planned budgets. With your new budget in mind, learn to say no to things you can’t afford. Those plans with friends can be made for the following month and work it into your budget. Refrain from walking into retail stores when you have maxed out your shopping budget and calculate the totals in your head or on the phone before you get to the cash register to avoid those unpleasant surprises.

SET YOUR BUDGET

You can see the big picture of where your spending areas are. Now begin developing your ideal spending in each category and now you decide what you have to eliminate. While doing this it is important to avoid the mindset of sacrificing or depriving yourself. You may not be able to do or have everything you had before. It is because of a shift in your values and a path towards a larger goal. With that being said, there are many things you can continue to do with proper planning and saving. Some items on your list, like a fitness class is non-negotiable.  Then you make cuts in other areas to cover that cost.  It is also important to note those areas where a change in your habits is needed.  Maybe bring a lunch from home or limit your dinners out to twice a month. Perhaps you were spending a lot on Uber or take too many small trips or vacations in that year you previously thought weren’t affecting your budget. This time may help you realize to increase your income and put you in a better position to meet your homeownership goals.

This will take some time, a few weeks or even months to make necessary updates to be at your ideal monthly spending & saving plan. This is the best adjustment period when you don’t have a mortgage looming over your head. Once you achieve and have arrived at your ideal spending & savings balance, you will have a better understanding of what it looks like a realistic monthly mortgage.

LOVE YOUR MONEY

Being financially wise doesn’t mean giving up your lattes or the things you love.  It means spending your money in alignment with what you value most. Staying financially wise is to have a weekly date with your money. Sit down, put on some music, make a tea or pour a glass of wine and review your finances with gratitude and appreciation, not judgment and shame. Make note of where you went wrong this week, and set goals and reminders for the week ahead. Don’t skip your money date. Not only does it ensure you know what’s going on with your hard-earned cash but it also fosters a positive association with your finances, rather than the crippling fear you may have experienced before.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][mk_image src=”https://www.jessejohar.com/wp-content/uploads/2017/12/home-buyers-jesse-johar-coldwell-banker-real-estate.jpeg” image_size=”full”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text css=”.vc_custom_1514407294842{margin-bottom: 0px !important;}”]ADDITIONAL TIPS TO GET YOU TO YOUR GOAL:

  • Every time you swipe your card set up an automatic transfer of $5 into your savings account. This will make you be more mindful of your spending, knowing it will costs you $5 a pop. At the end of the year you will have a nice chunk of change to added to your down payment.
  • It is an extra hurdle if you’re still paying off debt while saving for a home, that requires a bit more attention. Consolidate your debts to the lowest interest rate possible and a payment schedule into your budget. Try to pay the higher interest debt first if you cannot consolidate. Monitor your payments and do not fall into a habit of dumping lump sums into your debt whenever you can.
  • Meet with your financial advisor at the bank to talk about the fees that you may be paying. Discuss with them how to reduce these costs and to maximize your money.  You can switch your accounts that best suit your spending habits and take advantage of any cash back credit cards, rebate rewards, higher interests savings or higher withdrawal limits without charges,
  • There are budget tracking softwares online like Mint that will take the guesswork out of your spending in individual categories. Online banking accounts can be linked to your preferred application and setting budgets for your month in different areas.  Then it will be tracked for you with each purchase you make, reminding you when you’re reaching your budget limit.

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Luxury Real Estate Market Report 2017

TOP TRENDS SHAPING THE LUXURY REAL ESTATE MARKET
Luxury Real Estate Market Report 2017
What is the current state of the international luxury real estate landscape? Our biannual report offers a comprehensive analysis of trends in the highest echelons of the residential marketplace today.

TREB Housing Market Charts November 2017

TREB Housing Market Charts November 2017
Source: (TREB)Toronto Real Estate Board
This chart plots monthly MLS® sales for the current year and the previous three years. The recurring seasonal trend can be examined along with comparisons to previous years for each month.

Peel Housing Market Report Nov 2017

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Regional Housing Market Tables
Peel Region/Dufferin County
November 2017

1- Sales, dollar volume, average sale prices and median sale prices are based on firm transactions entered into the TorontoMLS system between the first and last day of the
month/period being reported.
2- New listings entered into the TorontoMLS system between the first and last day of the month/period being reported.
3- Active listings at the end of the last day of the month/period being reported.
4- Ratio of the average selling price to the average listing price for firm transactions entered into the TorontoMLS system between the first and last day of the month/period
being reported.
5- Average number of days on the market for firm transactions entered into the TorontoMLS system between the first and last day of the month/period being reported.
6- Past monthly and year-to-date figures are revised on a monthly basis.

Smart Home Realtor

[vc_row][vc_column][vc_video link=”https://vimeo.com/227083904″][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]A SMART HOME FOR HIGH TECH LIVING
A smart home provides security, energy savings and convenience. It increases the marketability for your home.
Smart Home technology is providing homeowners with ways to simplify tasks, save money, increase security, and feel more comfortable, whether at home or away. As a Smart Home Realtor Jesse Johar is dedicated to educating home buyers and sellers about the benefits of a connected home.

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Pre Construction Condo Investing

Real Estate Investor - Jesse Johar

Pre Construction Condo Investing

I work with clients securing high yield investments in the pre-construction condominium market.

Return On Investment Calculator

Committed to getting my clients the best units at the best prices at the best projects. With focus, transparency and data-centric approach. Providing you with actionable insight into the world of condominium investing.

Investing In Pre Construction Condos In Toronto, Mississauga, Brampton, Vaughan, Scarborough or Markham.  GTA Condo Investment Realtor

Jesse Johar – Coldwell Banker® The Real Estate Centre., Brokerage Direct (416) 858-7365

Real Estate Connection

[vc_row][vc_column][vc_video link=”https://vimeo.com/213865758″][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Your Real Estate Connection – jessejohardev.wpengine.com
Jesse Johar – Real Estate Services
Coldwell Banker The Real Estate Centre, Brokerage

Get a positive, helpful partner for buying or selling a home:
• Trusted resource for answers about the process
• Innovative marketing strategies
• Expertise about neighbourhood features
• Ability to target home searches
• Strong negotiation skills
• Support through the closing and beyond

Your Real Estate Connection – Call 416 858 7365
#RealEstate #ColdwellBanker #BuyingHomes #SellingHomes #InvestmentProperties #JesseJohar #YourRealEstateConnection #PureRealEstate #TorontoRealEstate #MLS #Realtor #TorontoRealtor[/vc_column_text][/vc_column][/vc_row]