Just Bought 5665 Freshwater Drive Mississauga

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JUST BOUGHT | 5665 Freshwater Drive, Mississauga

Congrats to my Home Buyer Clients.
Thinking of Buyer A Home? I love helping home buyers find their dream home! That’s exactly why I am working with clients individually, taking the time to understand their unique lifestyles, needs and wishes.
Specializing in Residential Real Estate,  Jesse Johar will ensure that your next home supports your lifelong goals. Whether you are a first-time homebuyer, a growing family, an investor or a retiree.   Jesse will always have your best and unique interests at heart.
Give us a call @ 416 858 7365 or contact us on our website @ www.JesseJohar.com
Just Sold Detached Home.  5390 Bullrush Dr, Mississauga
#thankyou #home #homebuyersguide #mississauga #realtor #firsttimehomebuyer

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Home Buyer Questions

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Home Buyers Questions

Real estate is a demanding profession, requiring long hours and hard work to close the deal.  We recommend you ask the appropriate questions.  This is to ensure your REALTOR®  has the experience to provide you with proper services and advise.  Experienced Real Estate Agents are better equipped to help buyers make an informed purchasing decision and sellers get the most they can from their property and sell it timely manner.

A real estate agent that will help you determine exactly what you’re looking for, in the price range, and then truly bring your dream home to light.

Here are some questions that will help us better serve you with your Home Buying Process

  1. What type of new property are you seeking? Condo or Freehold
  2. Are you looking for New or Resale?
  3. Do you currently own a property?
  4. Is this property for personal use or investment ?
  5. What is your Budget or Price Point?
  6. Have you received a Pre Approval To determine how much you can afford to purchase a property?
  7. Do you require assistance with a Mortgage Pre-Approval?
  8. What is your timeline to make the purchase or preferred closing date?
  9. Which area / city is your preference?
  10. Are there any specific requirements or must have for the property?
Working with you and helping you fulfill your real estate goals.  W: JesseJohar.com

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First Time Home Buyer

[vc_row][vc_column][vc_single_image image=”5371″ img_size=”full”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text css=”.vc_custom_1591736083911{margin-bottom: 0px !important;}”]Buying your first home in Canada?  Join our FREE webinar to learn how to achieve excellence and success with Jesse Johar and his team!

REGISTER: https://www.eventbrite.ca/e/buying-your-first-home-in-canada-tickets-107630256996?aff=JesseJohar

What is an offer?

When buying a home, an offer is a legal agreement between two parties for the purchase of a home.  This offer is made by you, the buyer, and if accepted by the seller becomes a legally binding contract.

What’s included in an offer?

As you may have guessed, a price to be agreed upon for the purchase of the home is included in your offer to the seller.  But there are other aspects of an offer as well.  These include:

  • Conditions – These are clauses in the offer contract that must be completed before a set date or the agreement becomes void.  Common conditions include financing, home inspection and review of status certificate.  Since the beginning of COVID, there are a number of other conditions to protect both buyer and seller from any complications arising due to COVID-19.
  • Inclusions/Exclusions – Will you inherit those ugly curtains?  Will those beautiful light fixtures come with the home?  Inclusions and exclusions are clauses in the offer contract pertaining to any goods that may or may not come with the home.  These are often negotiable and Jesse can help you secure those beautiful light fixtures while ensuring those ugly drapes have seen their last days!
  • Closing date – This is the date on which the funds and keys will be exchanged.  The property title will be registered in your name by your lawyer and the mortgage will be registered onto the title.  The offer must be completed by this date.
  • Deposit – These are funds that are given to the seller’s real estate brokerage to be held as a deposit on the offer.  Once the offer is firm and there are no more conditions, the deposit becomes non-refundable if you are unable to complete the purchase agreement terms.

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How to Buy Your First Home In Canada

[vc_row][vc_column][vc_single_image image=”5460″ img_size=”full”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text css=”.vc_custom_1591218248793{margin-bottom: 0px !important;}”]REGISTER: https://www.eventbrite.ca/e/buying-your-first-home-in-canada-tickets-107630256996?aff=JesseJohar

Buying your first home in Canada?  Join our FREE webinar to learn how to achieve excellence and success with Jesse Johar and his team!

How To Buy Your First Home In Canada

Owning a house that one can call a home is every individual’s inherent wish. Financial institutions play an indispensable role in building a #dreamhome

When you decide to buy a #home, it can be tempting to pull up listings on your computer and schedule appointments to see your favourite #houses. But if you don’t already have a preapproval letter in your pocket, that can be a mistake. Taking the time to get preapproved can give you an advantage over potential buyers who aren’t preapproved.

A pre-approved home loan assumes paramount importance, bringing closer both the ends of the spectrum – your home and the required funds to make it possible.

How to Buy Your First Home in Canada

9 Basics Steps to Finding and Purchasing Your First Home

How to Buy your first home in Canada is considered one of the biggest milestones in life as well as finances. It’s a big commitment, and there’s a good chance this will be the largest purchase you’ve made to date.

As you prepare, here are the steps to follow as you purchase your first home.

Step 2. Start Shopping for a Loan
Step 3. Find the Best Payment Options and Loan Types
Step 4. Have a Down Payment Ready
Step 5. Be Honest About What You Can Afford
Step 6. Find a Good Real Estate Agent | JesseJohar.com | Home Buyers Agent
Step 7. Request a Home Inspection
Step 8. Be Patient During Final Mortgage Approval
Step 9. Close and Move-In

A #mortgage #preapproval helps you understand how much house you can afford, makes you more attractive to sellers, and alerts you to problems that may affect your ability to get a loan. To get preapproved, you’ll need to provide your lender with documents they’ll use to verify your personal, employment and financial information.

Fortunately, getting #preapproved is relatively quick and simple. Let’s explore what you need to do for a #mortgage #preapproval and how it can benefit you during the home-buying process.

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CHMC First Time Home Buyers Incentive

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In a highly anticipated announcement on March 19, 2019 the Finance Minister tabled the Federal Budget which included easing measures for housing.

Since 2008 there has been over 30 government imposed regulatory changes introduced. All were aimed at tightening the mortgage landscape making it more difficult to borrow. This is the first time in over a decade that we have seen easing to the rules. Although it wasn’t the results that were widely anticipated, many Canadians will benefit from these additions. More importantly this indicates a shift in perspective from a government level which hopefully begins a new era where we can expect further easing over the coming years.

There are 2 main proposals for housing affordability which were introduced; The First-Time Home Buyers Incentive Program and an increase to the Home Buyer’s Plan.

The First-Time Homebuyer Incentive Program is scheduled to be launched in the fall of 2019 and we expect further details in the coming months as the program gets finalized. Once we receive the final program and have an opportunity to assess we will certainly share this with you and your valued clients.

Today we will focus on the increase to the Home Buyer’s Plan (HBP), the final report was submitted yesterday making this program now active and eligible for qualified buyers. This increase to the HBP withdrawal limit will apply in respect of withdrawals made after March 19, 2019 given that the Purchase and Sale agreement was also signed after this date.

First-Time Home Buyers’ Plan

Currently, the Home Buyer’s Plan (HBP) allows first-time home buyers to withdraw up to $25,000 from their Registered Retirement Savings Plan to purchase or build a new home without having to pay tax on the withdrawn amount. Budget 2019 proposes to increase the HBP limit to $35,000 per first-time home buyer or $70,000 per couple. Clients that are going through the breakdown of marriage or common-law partnership will be permitted to participate in the HBP even if they are not first-time home buyers provided that the separated person lives separate and apart from their spouse or common law partner for at least 90 days.

Here’s an example of some of the ways this program could help your valued clients:

Increased Eligibility:

Clients that have access to this program can benefit from the flexibility of increasing their purchasing power by $10K. This provides leverage and further opportunities for you and your client.

Decreased Payment:

An increase to the down payment by $10K will provide your customer approximately $50 per month in savings on their mortgage payments.

Reduced Income Qualification:

An increase to down payment allows clients to qualify for slightly more home. In this specific circumstance a customer looking to buy for $500,000 would need about $3K less in income by increasing their down payment by $10,000. This will help borrowers that are on the cusp of qualifying.

As always, I’m happy to help answer any questions you may have.[/vc_column_text][/vc_column][/vc_row]

The Power Of Relationships

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An important step towards home ownership. Benefit from professional assistance and competent service. Teamwork to help in the Home-Buying Process. We are here to help you. The solid working relationship with a Mortgage Specialists & Home Buyers Agent to ensure a Stress Free Transaction. Representing only you and your best interests. Receive a No Obligation Home Mortgage Pre-Approval. Thats “The Power of Relationships”
To learn more about the home buying and getting pre-approved process, please feel free to contact us.
JesseJohar.com or LinoContento.com
JesseJohar.com – Real Estate – Coldwell Banker Global Luxury
LinoContento.com – RBC Royal Bank Mobile Mortgage Specialist[/vc_column_text][/vc_column][/vc_row]

First Time Home Buyers

First Time Home Buyers
First Time Home Buyers

Congratulations !!! First time home buyers.  They bought their first detached home in Brampton.  I am so happy for them and wishing them the very best with their new home.  Thank You Kimberly & Michael for selecting me as your Realtor.