Home Buyers Guide
Your Perfect Partner – Jesse Johar
Buying a home whether you are a first time or as an existing homeowner, it is one of the most important investment and personal decisions of your life. It’s also one of the most complex transactions you may ever undertake. As a homebuyer, it’s important that you seek a qualified professional, someone you feel completely comfortable, who you can trust, who listens to you and respects your views. Jesse has the market knowledge, he’s a confident negotiator and an expert in the area. At the end of the day, it’s your home and your investment, so you must be able to work well with your realtor.
An experienced, professional realtor Jesse Johar understands and excels to meet and exceed your expectations.
My Vision is to continue providing my clients the best in service and support. Giving them right information and communication in a timely manner so that they will make the most informed decision for their families or for themselves, thereby creating the best possible experience in their real estate transactions.
When You Decide To Buy
The decision to purchase your first home is one of the biggest and best choices you could ever make. After all, a home is the largest and most emotional investment many people will face in their entire lifetime. So, how will you exactly know if it’s the right time to buy for you?
Actually there is never a wrong time to buy the right home. The key is finding the right buy and considering the time to carefully evaluate your all your finances.
A home purchase is an important step that can provide many advantages. Purchasing your own home is a great investment that will always deliver several financial benefits. An equity build up, value appreciation, automatic savings plan and not to mention a new sense of pride.
Start looking at all your options today. You don’t have to know everything. At My Area Realtor, Jesse Johar is ready to help you through every step of the process.
Hiring Your Realtor
When you’re looking for a real estate professional to help you with your purchase, know that above all else, good realtors will always put their clients first. This is your dream home, and having Jesse Johar as your personal realtor will help you make your dream come true.
A Professional Realtor will always:
Educate you about the current market conditions.
Analyze what your wants and your needs are for your next home.
Co-ordinate and co-operate with you to get the work of other needed professionals throughout the process.
Guide you through the right homes that fit your criteria and budget.
Negotiate to get you the best deal possible on your behalf.
Check and again double-check all the paperwork and deadlines / timelines.
Update you in a timely manner and discuss with you, and suggest solutions to resolve any issues that may arise.
Secure Your Financing
To make the financing process as effortless as possible, ask your realtor to introduce you to the preferred financing consultant. These professionals will work alongside you and your realtor to make sure the financial aspect of your home purchase is stress free.
What will the financial consultant exactly do for you?
Review all your current financials.
Discuss the right options available to you during the process of your home purchasing.
Guide you to an appropriate price point.
Negotiate on your behalf to get you the best deal – price, interest rates, and loan approval.
Keep you informed and updated of the entire financial process throughout your purchase.
Find Your Home
So not that you have met with your trusted advisers, and now you’re ready to begin your search. But how or where do you start? There are a lot of homes out there, and diving in without a guide can become very overwhelming and confusing. At My Area Realtor, Jesse Johar will help you more accurately select the homes that fit your standards. The right home will meet all of your important needs and wants.
Some questions you might want to ask yourself include:
What are the amenities that are crucial for you and your family?
How much space do you really need and why?
What is more important to you: The location or size?
Would you be also interested in a home that is a fixer-upper?
How important is the value appreciation of a home?
Is the accessibility to main routes a priority?
What are the features that would not negotiable in your new property?
You will learn as you look at homes, your priorities will probably adjust along the way.
Making an Offer
We have now found you a home that you love, the next step is deciding on a price. It’s important to remember that a home is an investment. You’re my area realtor will provide you good information on other properties in the neighborhood to help you ensure you make an informed decision when it comes to the price. Look to your realtor to explain and guide you through the process of an offer.
Some things you would want to consider when deciding on the best price point are:
List price – The best is to start with the price point that the home is listed at. This will provide you with a base when looking at the home’s value.
Market Analysis – You’re my area realtor will give you an idea of comparable property values in the neighborhood to assist if you decide the price point is on par.
Improvements – My area realtor will give you a list of improvements made that were made to the home and help you determine it’s current market value.
Perform Due Diligence
My Area Realtor, Jesse Johar will provide you with improvements and challenges within your home you have selected. This way you’ll exactly know what you are getting into before you complete the purchase.
Advising you on what work has and has not been done to your home is important information to receive in the buying process. While some upgrades can increase your home value, damages will take money out of your pocket. Your main priority is to investigate the possibility of structural damage, which can come from water, shifting ground or poor construction.
Quite often some issues can certainly be fixed with very little effort and a small budget.
Now that you have determined a price point you’re comfortable with, you are now in the home stretch as they say. To ensure that you don’t put your self or the property purchase at risk, you have some responsibilities that you will require to keep in mind:
Making sure you are in control of all your credit and finances. Do not make any sort of large purchases during this time. It is also important that you keep your financials steady throughout the purchasing process. Take the guidance of your financial consultant.
It is important to stay in constant communication with your realtor and your financial consultant during this process. Be sure to return all the phone calls and complete all the paperwork promptly. Also, don’t be afraid to ask any questions. My Area Realtor, Jesse Johar is there to help you to make sure that you have a best experience during the process of buying your home!
Protect Your Investment
Congratulations, and welcome to your home! The home-buying process is now complete, which means it is now time for your maintenance plan.
It is now your responsibility, and in your best financial interest, to protect your investment for the coming years. Performing a routine maintenance of all your home’s systems is always more affordable than having to fix any major issues later. Be sure to watch for any signs of damages, leaks and wear and tear.
Also to remember, just because the sale is complete, your relationship with you’re My Area Realtor, Jesse Johar doesn’t need to end. After you buy, your realtor will still provide assistance to you. By providing you the current information of the real estate market, finding your any contractors and repair services, and keep track of your home’s current market value.
Best Wishes & Happy home owning to you!