BMO Mortgages

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BMO® Mortgage Specialist | Ambriesh Kajla

Experienced BMO Mortgage Specialist with a demonstrated history of working in the banking industry. Skilled in AutoCAD, Feasibility Studies, Quality Management, Construction and Management. Strong program and project management professional with a B.E. focused in Civil Engineering from Guru Nanak Dev Engineering College Ludhiana.

When it comes to your home mortgage needs, it is important to make sure you get the home you really want.  With flexible financing solutions that are right for you, Ambriesh provides customized mortgage solutions to assist you with your mortgage process and to make your home ownership goals happen. 

Supported by the considerable resources and expertise of BMO®,  Ambriesh will provide you expert advice and service for all your home financing needs.  He can help you understand the economic environment and ensure your financing suits your current situation and your future plans. You’ll enjoy the confidence of knowing you are working with a professional who has only your best interests in mind.

“I pride myself on advising and educating my clients on all the details that affect their mortgage transaction.  I believe that every client deserves to truly understand the intricacies of home mortgage products they are choosing.  This is one of the biggest financial decisions of your life, let me help you navigate the process with confidence.” Ambriesh Kajla

In order to service you better, Please contact me today and I will be in touch with you within 24 hours.  I look forward to working with you.

Let’s Start Your Mortgage Application

Coldwell Banker Real Estate Agent | Jesse Johar 

Getting more accomplished and helping others get more accomplished.  To live life without any regrets, without any what ifs!  To be a compassionate giver and purveyor of value and knowledge to others.  To operate with the outmost integrity and always deliver on what I promise to do.  To be the best person I can be, personally, spiritually and professionally, while inspiring others to do the same.

The right expertise will help you gain the most in today’s real estate market. Integrity and Dedication takes precedence in the way I represent my clients. I am constantly researching, ensuring best results are achieved and guarantee the Ultimate Service. Throughout my life and career, I’ve achieved various skills that make me adaptable in just about any situation or market condition. I believe that my passion and experiences benefit those that I work with.  I will help you determine exactly what you are looking for, in the price range, and then truly bring your dream home to light. I am a client advocate, local market expert and a negotiating tiger all wrapped up into one independent contractor. I stay on top of the rapidly changing market dynamics and pass along the expertise to my clients. An unbiased voice of reason, offering an objective perspective during the transaction. My passion is assisting my clients with various real estate needs.

The Golden Rule – treat others as you would want to be treated.

I’m Jesse Johar with Coldwell Banker Real Estate in the Greater Toronto Area and I absolutely love what I do. When you’re ready to Invest, Purchase or Sell, my services will guide you like no other.  CONTACT US

Jesse Johar

BMO® Get The Right Advice – The Right Mortgage!

When it comes to choosing a mortgage, there are many options out there, and it can be challenging to decide what’s right for you. That’s where Ambriesh Kajla an BMO Mortgage Specialist can help. Offering personalized and expert advice.

  • Can meet you at a convenient time and place
  • Tailor advice to your specific needs
  • Help with your mortgage application
  • Explain what to expect
  • Guide you through finalizing your purchase

Start Your Pre Approval Now

Get pre-approved to lock in a fixed mortgage rate for 130 days. It takes few minutes to start an application online. BMO Mortgage Specialist Ambriesh Kajla will then contact you within 24 hours to help you complete it.

  • Mortgage Specialist Expertise
  • Competitive Mortgage Rates
  • 130-Day Interest Rate Protection
  • Money-Saving Options
  • Easy, No-Cost Pre-Approval Process

As a BMO Mortgage Specialist. I will arrange financing for people looking for mortgages in Vaughan, Brampton, Mississauga, Toronto. I provide financing for new home buyers, re-finances, new purchases, existing mortgages. 5% Down options & competitive rates available.

Specialties: Providing clients with excellent service and knowledge in the mortgage industry.

Reasons To Choose An BMO® Mortgage:

At BMO, there are a variety of mortgage options to suit each individual’s needs.  With competitive rates and top service, you can rest assured your mortgage needs will be met at BMO.  Some of the various mortgage products BMO Mortgage Specialist, Ambriesh Kajla offers are as follows:

  • Conventional and default insured mortgages
  • Refinance
  • Self-Employed Mortgages
  • BMO Homeline Plan
  • New to Canada Mortgage
  • Non-Resident Program
  • Cash Back Mortgages
  • Investment Properties
  • Student Housing Investments
  • Up to Six-Plex mortgages
  • Purchase Plus Improvement Mortgages
  • Vacation Home Mortgages
  • Long Closing – Builder Purchases
  • Pre-Approvals (Rate Commitments)

It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs. Choosing the wrong mortgage can cost you thousands of extra dollars. BMO Mortgage Specialists are trained professionals who can help you save on your mortgage dollar.

These are just a few of the various options available when looking for a mortgage.  For more information on any of our products, please contact BMO Mortgage Specialist Ambriesh Kajla at any time.

Buying your first home

Mortgage Specialist Ambriesh Kajla with Bank Of Montreal will help you obtain the best terms and rates and customize flexible mortgage solutions that meet your needs.

Buying your next home

Whether you’re moving into a bigger home or investing in another property, we’ll give you the advice and information you need to find your next dream home.

Switching or Renewing

Mortgage Specialist Ambriesh Kajla with BMO is here to help you understand and review your options, whether you’re planning to switch, refinance or renew your mortgage.


“Ambriesh Kajla is a true professional and always get’s the job done. I found no mortgage to be too big or small for Ambriesh and he treats all his clients equally. He’s always been reliable, consistent and follows up with me after every contact with the client. Working with a mortgage professional greatly reduces the stress that comes along with buying your first home and we were more than satisfied with the service provided. If you ever need a professional mortgage agent on your team, do not hesitate to give Ambriesh a call. Thank You For Everything”  Lauren & Michael

“Ambriesh offers prompt, courteous and professional service at all times. Ambriesh has come through for not only my clients, but also the clients of co-operating real estate agents on many occasions where other mortgage specialists had failed.”  You Rock!!!  Gordon Thomas

“Ambriesh Kajla worked extremely hard to get us the best rate possible as well as give us numerous scenarios during the stressful time of selling and buying our next home. We used a well-known Real Estate Agent and Lawyer in Toronto who put us in touch with Ambriesh with BMO when we were looking to purchase our new home. I am really glad he did!  We were very pleased with Ambriesh services and the professionalism from her team as well. They communicated in a timely manner and provided us were with us during each step of the process.  If you ever need a professional mortgage agent on your team,  give Ambriesh a call.”   Thank   John & Tina

Ambriesh Kajla

As a first time homebuyer, I was unfamiliar with the entire process of purchasing a house, to say the least. I did some preliminary groundwork myself but soon found myself overwhelmed. My Mortgage Specialist Ambriesh Kajla with the BMO Mortgages, not only secured a better rate than I had been offered, but also patiently and thoroughly explained each step of the way. He is extremely knowledgeable and professional, and worked hard to get me into the home I really wanted.”  You Came Through For Us… Thank You  Gurdeep & Simran

“As first time home buyers we had a great experience working with Ambriesh Kajla.  He is a true professional and a pleasure to spend time with. Ambriesh was genuinely invested in finding the best product for our needs. We truly appreciated the time and efforts she dedicated to educating us along the way.  He is very detail oriented individual with an in-depth knowledge in her field.  He and his recommended Realtor Jesse Johar with Coldwell Banker go above and beyond when it comes to servicing her clients.”Thank You to both of you.  Karen & Robert

“Ambriesh Kajla with BMO Mortgages has been a fantastic help through my process of securing a mortgage for my first home. Ambriesh was very professional, extremely helpful, and has given me sound advise as his client. This aspect of buying a house was completely stress free. I would without hesitation recommend Ambriesh Kajla and Jesse Johar with Coldwell Banker to anyone who is looking to get a mortgage and buy their first or second!”  They both completely exceeded all of my expectations.  Thank You, William & Jennifer

BMO | How Much Can I really afford ?

Whether you’re buying or selling, you can bank on BMO for helpful advice at every step of your home buying journey.  Use the BMO Mortgage Affordability Calculator to get an idea of how much you can spend.

Welcome home

Buying your first home is exciting, but how much should you really spend? Consider these three points when to figuring out how much you can afford: price range; estimated monthly budget; and closing costs. At BMO you can find affordability and payment calculators to help figure out how big a mortgage you can take on and what your monthly payments could be. There are also helpful articles, checklists and worksheets to help guide you through the home buying journey. Your BMO Mortgage Specialist Ambriesh Kajla is only a click away to give you advice and start your pre-approval. Be confident and comfortable in your new home.

The Power Of Relationships – Our Advantage 

Is it time to purchase a new home? What an exciting experience buying a new home can be. Creating a new and fresh future for you and your family.

Our Advantage

An important step towards home ownership. Benefit from professional assistance and competent service. Teamwork to help in the Home-Buying Process. We are here to help you. The solid working relationship with a Mortgage Specialists & Home Buyers Agent to ensure a Stress Free Transaction. Representing only you and your best interests. Receive a No Obligation Home Mortgage Pre-Approval. That’s “The Power of Relationships”


BMO Personal Mortgages Fixed Variable Canadian Rates. BMO keeps you covered while you search for your perfect home with our 130-day mortgage rate guarantee. BMO Mortgage Cash Bonus. Enjoy up to $2,000 in a cash bonus with your new home!

Fill out my online form.

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