AMBRIESH KAJLA

CIBC Mortgage Advsior

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Start The Pre-Approval Process – Pre Qualify Now

THE PROCESS

OUR ADVANTAGE

AMBRIESH KAJLA

ambriesh kajla

AMBRIESH KAJLA

CIBC Mortgage Advsior

Whether you’re a first-time home buyer or just need mortgage advice, Ambriesh Kajla with CIBC Mortgages is your guide all your mortgage solutions.

When it comes to your home mortgage needs, it is important to make sure you get the home you really want.  With flexible financing solutions that are right for you, Ambriesh provides customized mortgage solutions to assist you with your mortgage process and to make your home ownership goals happen. 

Supported by the considerable resources and expertise of CIBC®,  Ambriesh will provide you expert advice and service for all your home financing needs.  He can help you understand the economic environment and ensure your financing suits your current situation and your future plans. You’ll enjoy the confidence of knowing you are working with a professional who has only your best interests in mind.

“I pride myself on advising and educating my clients on all the details that affect their mortgage transaction.  I believe that every client deserves to truly understand the intricacies of home mortgage products they are choosing.  This is one of the biggest financial decisions of your life, let me help you navigate the process with clarity and confidence.” Ambriesh Kajla

In order to service you better, Please contact me today and I will be in touch with you within 24 hours.  

CIBC – Feel Right At Home – The Right Mortgage!

When it comes to choosing a mortgage, there are many options out there, and it can be challenging to decide what’s right for you. That’s where Ambriesh Kajla CIBC Mortgage Advsior can help you. Offering personalized and expert advice.

  • Can meet you at a convenient time and place
  • Tailor advice to your specific needs
  • Help with your mortgage application
  • Explain what to expect
  • Guide you through finalizing your purchase

Start Your Pre Approval Now

Get pre-approved to lock in a fixed mortgage rate for 120 days. It takes few minutes to start an application online. CIBC Mortgage Advisor Ambriesh Kajla will then contact you within 24 hours to help you complete it.

  • Mortgage Advisor Expertise
  • Competitive Mortgage Rates
  • 120-Day Interest Rate Protection
  • Money-Saving Options
  • Easy, No-Cost Pre-Approval Process

As a CIBC Mortgage Advisor I am here to help you with, buying your first home, buying your next property, renewing your mortgage & provide you with personalized advice with no cost or obligation.

Receive A No Obligation Pre-Approval.

Reasons To Choose CIBC Bank Mortgage:

At CIBC, there are a variety of mortgage options to suit each individual’s needs.  With competitive rates and top service, you can rest assured your mortgage needs will be met at CIBC.  Some of the various mortgage products CIBC Mortgage Advisor, Ambriesh Kajla offers are as follows:

  • Conventional and default insured mortgages
  • First Time Home Buyer
  • Refinance
  • Self-Employed Mortgages
  • CIBC Homeline Plan
  • New to Canada Mortgage
  • Non-Resident Program
  • Cash Back Mortgages
  • Investment Properties
  • Student Housing Investments
  • Up to Six-Plex mortgages
  • Purchase Plus Improvement Mortgages
  • Vacation Home Mortgages
  • Long Closing – Builder Purchases
  • Pre-Approvals (Rate Commitments)

These are just a few of the various options available when looking for a mortgage.  For more information on any of our products, please contact CIBC Mortgage Advisor Ambriesh Kajla at the form listed below and he will be in contact with you.

Providing excellent service and knowledge.

Buying your first home

Put yourself on the path towards home ownership with helpful tools and information. Let Ambriesh guide you into your new home with CIBC helpful articles and tools.

Buying your next home

Whether you’re moving into a bigger home or investing in another property, Ambriesh will give you the advice and information about purchasing your next home, investment property or cottage.

Switching or Renewing

Ambriesh is here to help you understand and review your options, whether you’re planning to switch, refinance or renew your mortgage.  Choose from a variety of CIBC Mortgage products that meet your needs.

New Mortgage Rules >

Find out what you need to know about Canada’s new mortgage rules.

Using my home equity >

Unlock the hidden value in your home with our helpful tips and calculators.

Switching my mortgage to CIBC >

Choose from a variety of CIBC mortgage products that meet your needs.

What kind of mortgages are right for me?

Fixed-rate mortgages   

Learn more about fixed-rate mortgages.
Get a locked in, competitive rate.
Ideal if you want protection against interest rate increases.

Variable-rate mortgages  

Learn more about variable-rate mortgages.  Learn more about variable-rate mortgages.
Get a lower rate that changes with the market. Ideal if you want to save money if interest rates go down.

CIBC Home Power Plan  

Borrow against the equity in your home.
Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

Request a call from Ambriesh Kajla CIBC Mortgage Advisor    

He’ll help you find a rate and term that fits your needs.

Recommendations

“Ambriesh Kajla provided us with a Home Refinance Mortgage.  What can I say that he truly provides his clients with excellent service and knowledge. He works  extremely hard to get us the best rate possible.  Gave us numerous scenarios during the stressful time of getting a home refinanced. We have used his services before for our first home in Brampton. We were very pleased with Ambriesh’s service and the professionalism. He always communicated in a timely manner and provided us with proper instructions during each step of the process.  If you ever need a professional mortgage advisor on your team, do not hesitate to give Ambriesh Kajla a call.”   Thank you.

“We met Ambriesh as first time home buyers. We had an incredible experience working with Ambriesh. He is a true professional and came to meet us. Ambriesh was genuinely invested in finding the best mortgage product that suits our needs and lifestyle. We truly appreciated the time and efforts he dedicated to educating us.  He is a detail oriented individual with an in-depth knowledge about the mortgage business.  Ambriesh goes above beyond when it comes to customer service.

“Ambriesh with CIBC Mortgages has been a fantastic help through my process of securing a mortgage for our second property. He was very professional, extremely helpful, and has given me sound advise as his client. This aspect of buying another property was completely stress free. I would without hesitation recommend Ambriesh Kajla and his team for all mortgage services. 

CIBC Mortgage That Fits Your Life™

CIBC provides helpful advice at every step of your home buying journey. We’ll help you find a rate and term that fits your needs.

What kind of mortgage is right for me?

What is real service from a bank? One that is there for you whenever, wherever and however its most convenient. With services like foreign cash delivery, Mobile Advisors and fraud alerts, CIBC delivers banking that Fits Your Life. Learn more about how Ambriesh Kajla CIBC Mortgage Specialist can deliver banking built around your needs.  

Learn more about mortgages

Advice

Information on mortgage pre-payment.

Advice

What are down payment requirements.

Advice

Buying a second property.

Advice

Mortgage glossary and terms.

Fill out my online form.
Copyright & Trademarks

®/™ Trademark(s) of Canadian Imperial Bank of Commerce. CIBC and Canadian Imperial Bank of Commerce are registered trademarks of Canadian Imperial Bank of Commerce.

Certain names, words, titles, phrases, logos, icons, graphics, or designs on the pages of this website are trade names or trademarks owned by CIBC or its subsidiaries, or trade names or trademarks licensed to them by third parties.

Disclaimer

Personal lending products and residential mortgages are offered by CIBC Mortgages – Canadian Imperial Bank of Commerce are subject to its standard lending criteria.

* Special rate offer available only for a new, high-ratio 5- or 7-year CIBC Fixed-Rate Closed Mortgage or a 5-year CIBC Variable Flex Mortgage® of an owner-occupied property where the principal amount of the mortgage is $10,000 or more and the amortization is 25 years or less. Rate is not available for the mortgage loan component of a CIBC Home Power Plan®. Rates shown for the applicable term are CIBC’s special discounted rates and are not posted rates of CIBC. Application must be submitted by June 30, 2018 and mortgage must fund within 120 days of application date. All applicants must meet the CIBC lending criteria. Rate is subject to change or may be withdrawn without notice at any time. Other conditions and restrictions apply.

Cash back amounts of up to 5% available on the 5-year (or greater) fixed-rate closed mortgage loans. Other cash back offers also available on 3- and 4-year fixed-rate closed mortgage loans and the CIBC Variable Flex Mortgage® loan. Maximum cash back amount is $50,000. Cash back is deposited the business day after closing and is repayable if mortgage loan is discharged, transferred or renewed before maturity date. Subject to credit approval. Other conditions and restrictions apply. Ask us for details. Offer may be changed or withdrawn at any time.

2 CIBC Wealth Builder Mortgage Offer (the “Offer”) cannot be combined with any other offers, is not transferable, is limited to only 1 offer per mortgage term per property and is subject to your obtaining credit approval for the mortgage you select. Mortgage must fund within 90 days in order to qualify to receive cash back. Offer is only available on the 5-year CIBC Variable Flex Mortgage and fixed rate closed mortgages of 3-year terms or greater for mortgage principal amounts of $75,000 or greater. You must maintain both a CIBC savings and CIBC chequing account to receive cash up front and cash back during the mortgage term. For transfers-in, mortgage must be from a lender approved by CIBC; charges from your existing lender may apply. Assumptions, conversions, early renewals and ports of existing mortgages do not qualify. Up front cash back amount is repayable if mortgage is discharged, transferred or renewed before the maturity date. Other conditions apply; ask for details. CIBC may change or cancel this offer at any time without notice.

“CIBC Wealth Builder Mortgage” is a registered trademark of CIBC.

Terms & Conditions

* Special rate offer available only for a new, high-ratio 5- or 7-year CIBC Fixed-Rate Closed Mortgage or a 5-year CIBC Variable Flex Mortgage® of an owner-occupied property where the principal amount of the mortgage is $10,000 or more and the amortization is 25 years or less. Rate is not available for the mortgage loan component of a CIBC Home Power Plan®. Rates shown for the applicable term are CIBC’s special discounted rates and are not posted rates of CIBC. Application must be submitted by June 30, 2018 and mortgage must fund within 120 days of application date. All applicants must meet the CIBC lending criteria. Rate is subject to change or may be withdrawn without notice at any time. Other conditions and restrictions apply.

** Offer available for transfers-in to a CIBC Home Power Plan on mortgages of $100,000 or more with a term of 3 years or longer on a CIBC Fixed-Rate Closed Mortgage or CIBC Variable Flex Mortgage. You must have a personal CIBC chequing account; pre-authorized mortgage payments must come from a CIBC bank account. Application must be submitted by June 30, 2018, and must fund within 120 days of application. Qualifying clients will receive $750 on mortgage amounts of $300,000 or more or $500 on mortgage amounts of $100,000 to $299,999 in their personal CIBC chequing account 6-8 weeks after funding. Other conditions and restrictions apply. Ask us for details. Offer ends June 30, 2018. Offer subject to credit approval and may be changed, withdrawn or extended at any time, without notice.

The Annual Percentage Rate (APR) is based on a new $275,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $250.

APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.

Third Party Content

Third party content

The client acknowledges and agrees that Jesse Johar and or his program partners may aggregate, display and publish third party content related to the client, as well as publish the client’s content to third party partners of  Jesse Johar. Further, the client acknowledges and agrees that Jesse Johar shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with third party content, banks, mortgage agents, mortgage brokers or the publishing of client’s content to third party partners. The client releases Jesse Johar from all liability with respect to third party content or the publishing of client’s content to third party partners.

Limitation of Liability

Limitation of Liability

The client hereby agrees to defend, indemnify and hold Jesse Johar harmless against any actions, losses, liabilities, penalties, damages, legal costs and reasonable attorney’s fees which are incurred by Jesse Johar and which arise from a violation or an alleged violation of any of the third parties or service providers.

The client hereby further agrees to defend, indemnify and hold Jesse Johar harmless against any actions, losses, liabilities, penalties, damages, legal costs and reasonable attorney’s fees which are incurred by Jesse Johar and which arise from a violation or an alleged violation of third party intellectual property rights and of the Canada’s anti-spam legislation.

Jesse Johar make no representations or warranties of any kind, whether expressed or implied, including any implied warranties including for a particular use, of the Services from third parties, vendors, lenders, lawyers, insurance agents, or mortgage agents. The Services are offered from the service providers and the client must do their own due diligence. Jesse Johar shall not in any event be liable to the client or clients for any third party damages or claims; or for special, punitive or indirect damages.

No representations ; No warranty

No representations by Jesse Johar; No warranty of success for the client

The client acknowledges that, in order to promote the Advertising Services, Jesse Johar may convey data, including statistics, estimates of performance or other types of information, which illustrate the results obtained by certain Jesse Johar clients, or average results obtained by certain groups of  Jesse Johar clients.  Jesse Johar declares that such data is, to the best of its knowledge, accurate and that said data has been obtained from credible and independent sources. The client also acknowledges that such data is conveyed solely for informational purposes, that Jesse Johar does not conduct any analysis regarding the client’s business and that consequently, the results obtained by the client may vary considerably from client to client.